How to contact the Board of Directors:

Interested parties may contact the Board about corporate governance or matters related to the Board. Communications about these topics will be received and processed by management before being forwarded to the Board, a committee of the Board, or a director as designated in your message. Communications relating to other topics, including those that are primarily commercial in nature, will not be forwarded.

• Send an e-mail to: AskBoard@ceibafund.com

• Send a letter to:

              Office of the Corporate Governance
              Ceiba Foundation
              420 Lakeside Avenue, Suite # 101
              Marlborough. MA 01752
              United States
Ceiba Foundation Audit Committee
Questions or concerns about internal accounting controls, an accounting matter, or an auditing matter, may be submitted confidentially or anonymously to any of these channels:

• Submit a confidential report through the Ceiba Foundation Web site

• Send an email to fcco@ceibafund.org

• Send a letter to the Office of Legal Compliance at:

              President
              Office of the Corporate Governance
              Ceiba Foundation
              420 Lakeside Avenue, Suite # 101
              Marlborough. MA 01752
              United States

• Send a confidential fax to 1-508.490.7611

These procedures are part of the Ceiba Foundation Code of Professional Conduct